Lawrence Rufrano is the Executive Director of the AFTLab. He is a former invest- ment banker and bank regulator with thirty years of experience in the banking industry. While working on Wall Street for major money center banks, he managed over $75 billion of capital markets transactions, includ- ing debt issuances, securitizations, credit derivatives, acquisitions and divestures for the benefit of banks. As a regulator, Lawrence worked for the Federal Reserve Board in Washington DC. His tenure lasted from 2006 to 2015. During that time, he worked on strategies with members of the Federal Reserve and the US Treasury to respond to the 2008 financial crisis. Subsequent to the financial crisis, Lawrence collaberated with banking regulators at the OCC, CFPB and FDIC as well as with Congressional and White House staff members to write new banking regulations under The Dodd-Frank Act. He focused primarily on the consumer sector as well securitizations, accounting issues and parts of the the Volker Rule. In his current role as an Executive Director, Lawrence focuses on deepening and expanding relation- ships with banks, investment firms and other financial institutions who are members or wish to become members of the AFT Lab. In addition he provides a regulatory and business perspective for students and researchers in the AFT Lab and its members.